A 32-year-old physically challenged youth Satya Narayan Dutta committed suicide at his Baranagar residence on being hunted and harassed by recovery agents of a private bank for just Rs 17,000.
Satya Narayan had missed only two of his EMIs and for this the bank had sent recovery agent who abused and threatened him. The deceased widow Tapasi lodged a complaint against the bank – Citi Financial – with Baranagar police.
The incident has happened in less than a year after recovery agent of SBI allegedly drove a transporter, Manabendra Mondol, to suicide on August 5, 2007. He had also missed just two installments.
Dutta, a resident of Barada Basak Street, disabled from birth ran a small grocery shop to provide for his family of three. He faced loss in the business therefore he took loan to revive his business.
He applied for loan with Citi Financial on October 2006; Citi Financial agreed to give him personal loan of Rs 28,000, to be repaid in 48 months through fixed EMIs of Rs 1,342. Dutta used the loan for his business and his business improved. Tapasi told, "He paid the installments regularly. The bank approached him with a top-up loan of Rs 13,180 and the EMI was revised to Rs 1,743".
Till November 2007, everything was OK. But in December, when Dutta's cheque bounced bank sent him a notice in January 2008.
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