Vidya Sahakari Bank has launched three new loan schemes called ‘Hafta Band Karz Yojana’, ‘Pramanik Karz Yojana’ and ‘Sone Kharidi Karz Yojana’ on the occasion of its 36th anniversary celebration.
According to a bank press release, “It has been observed that the salaried customers face acute financial crisis during the months of October and November because of the increase in expenses on the occasion of Dussehra. So we have come with “Hafta Band Karz Yojana” wherein during such months the respective customers will be given a break from the payment of installments.”
The release added, in ''Pramanik Karz Yojana” bank will give 1% rebate in the interest rate on takeover of the loan for customers who have paid loan installments regularly for three years with previous bank. Under ''Sone Kharidi Karz Yojana” customers will be given loan for purchase of gold. The customer can take loan of any amount but bank will charge 25% margin money without any identity proof or any guarantor, as the gold will be kept as security with the bank itself. The customers will have freedom to sell the gold when the price rises and earn profits. If the customer takes loan of one lakh or less, it can avail early installment scheme.
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SBI offering loan up to Rs 2 lakh to ex-Servicemen under Jai Jawan Scheme
The State Bank of India (SBI), largest public sector lender has launched a special loan scheme Jai Jawan Scheme for ex-Servicemen.
B M Sangrolli, president of Dharwad unit of National Ex-Servicemen Co-ordination Committee, in a convention of ex-Servicemen said that ex-Servicemen who have completed 50 year of age can avail loan of up to Rs 2 lakh under Jai Jawan Scheme of SBI.
But where is the SBI Circular for implementation of this Scheme I am waiting since long to avail this Special Loan. I m above 50 Years.
EX JWO SH Nelson
SBI Pensioner(Veteran)
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